Your base rate is only the start. Pick your state, then add the nights, weekends and overtime you actually work and see what really lands — after tax, Medicare, HECS and salary packaging. Built from each state's public-sector nurses' award.Estimate nurse take-home pay with penalties, overtime, tax, HECS & packaging (2026–27 tax settings).

State / territory

Classification & year

FTE (Full-Time Equivalent)

1.0

Casual employee

Leave

Standard shift length

8h 10h 12h

Shift & weekend penalties

Saturday hrs/week

Sunday hrs/week

Public-holiday shifts/yr

Afternoon hrs/week

Night hrs/week

Overtime

Overtime shifts/week

0.0

Avg hrs each time

0.0

Advanced

Salary Packaging

Living expenses (~$9,010)

Meal & entertainment (~$2,650)

For NSW, only ~50% of packaging savings are retained.

Tax & Deductions

Tax deductions

Work-related deductions ($)

Net investment loss ($)

HECS / HELP

HECS/HELP repayment

Estimated HECS repayment: $0

Results

Annual income

$82,845

Fortnightly income

$3,186

Packaging saving

* After tax and Medicare levy. Estimate only for Registered Nurse — 1st year (New South Wales public health), current award rates and 2026–27 tax settings.

Same step in other states

Difference

Gross pay per year — same roster, FTE & equivalent RN step; after-tax take-home shown below each.

Free · straight to your inbox Email me this take-home breakdown We'll email you this estimate to keep — and let you know when your state's nursing award or EBA changes the numbers.

Assumptions & sources

How it's calculated

Base salaries and penalty loadings come from each state's current public-sector nurses' & midwives' agreement (afternoon/night/Saturday/Sunday loadings differ by state). Overtime 1.5×/2×, 17.5% leave loading, 2026–27 tax/Medicare/HECS. Public-holiday pay is simplified to a representative worked rate — confirm against your award. Estimate only.

Per-state instruments & the NSW pay guide

NSW nurse pay scale & penalty detail — PHS Nurses' & Midwives' (State) Award 2025 (C10152)
VIC: Nurses & Midwives (Vic Public Sector)(SIE) EA 2024–28 (flat shift allowances) · QLD: Nurses & Midwives (Queensland Health) Certified Agreement (EB12) 2025 · WA: WA Health–ANF Industrial Agreement 2024 · SA: Nursing/Midwifery (SA Public Sector) EA 2022 (+4% interim, Jan 2026) · TAS: Nurses & Midwives (Tasmanian State Service) Agreement 2023 · ACT: ACTPS Nursing & Midwifery EA 2023–26 · NT: NTPS Nurses & Midwives EA 2022–26

Nurse Take-Home Pay Calculator Australia | 2026–27

Nurse pay by state & role