Know what you'll earn, where the training leads, and how to keep more of every dollar.
Built by Jacob Stretton, RN & final-year medical student. Your guide to the pay, finance and career side of being a doctor in Australia. About & methodology →
Where are you up to? Jump straight to the tools for your stage.
Interns, residents & JMOs Your award pay, your entitlements, your real take-home.
Open the calculator →Take-home pay calculator
Model your real fortnightly pay — base, overtime, penalties, tax, HECS and salary packaging, by state and grade.
Calculate my pay → Salary guideJunior doctor salary in Australia
The national picture — what interns, residents and registrars earn in every state, from the live instruments.
See the numbers → Pay tablesCompare pay by state
Side-by-side intern-to-registrar rates across all eight states and territories.
Compare all states →Salary packaging
The caps, the FBT year, and what packaging is actually worth on your pay.
HECS / HELP
Thresholds, indexation, and why packaging raises your repayment.
HECS repayment calculator
What you'll repay this year on your income — and the packaging effect in dollars.
Intern applications
Dates, state pathways, offers and common mistakes for the next intake.
Registrars Training years, service years, and what they pay.
All 48 specialties →Nail the selection interview
The evidence-based way to prepare for training interviews — structured answers, STAR, calmer nerves.
Unaccredited registrar pay
Same award scale as accredited — what actually differs, state by state.
GP registrar pay
The NTCER base rates and the 44.79% billings floor, explained.
Which state pays most?
Intern-to-registrar pay compared on the same roster assumptions.
Locum work
What locum shifts pay, and the tax/ABN practicalities before you start.
Explore training pathways How you get from internship to fellowship, specialty by specialty.
All 48 specialties →Consultants & senior doctors Private billings, senior pay and the structures around them.
All billing calculators →Specialist billing calculators
GP, psychiatry, anaesthetics, paediatrics and obstetrics — billings to take-home.
Salaries by specialty
What each specialty actually earns, from ATO taxable-income data.
Staff specialist vs VMO
Pay, rights and which pays more — the decision senior doctors actually face.
Locum: PAYG vs ABN
The same shift compared on the real ATO rules, with a break-even rate.
Trained overseas? (IMGs) Registration, internship and eligibility — each fee from its official source.
Becoming a doctor For medical students and future applicants.
Medical school matcher
Tick your strengths and see every program you're eligible for — and which schools reward your profile.
Undergrad medical schools
Applying from Year 12? Every direct-entry and provisional program — weightings, UCAT, interviews.
Postgrad medical schools
Already have a degree? Every graduate-entry MD — GEMSAS vs direct, GAMSAT, GPA weightings.
Financing med school
Youth Allowance, HECS-HELP, ADF sponsorship, bonded places — the real numbers.
How to study in med school
The evidence-based way: active recall and spacing beat rereading — with the research and effect sizes.
Specialty explorer
All 48 specialties — competitiveness, training length, exams and earnings.
What you'll earn as an intern
Model intern take-home pay in any state — the number your degree is heading toward.
Intern applications
How the intern match works in each state, and the dates that matter.