VIC Doctor Pay Calculator (Intern–Registrar) | 2025–26

Estimate Victorian junior doctor pay (Intern → Registrar) for 2025–26. This is built for real rosters—plug in your after-hours and overtime to get a more realistic take-home estimate, and use the linked agreement sources below to confirm your exact classification.

Includes quick answers, worked examples, and links to sources.

Estimate my pay (VIC)

VIC at a glance

  • Intern Salary: $83,409
  • Ordinary hours: 38 per week
  • 1.5 Saturday Loading
  • 1.5 Sunday Loading
  • 2.5 Public Holiday Loading
  • Overtime multiplier: 1.5× above ordinary hours
  • Annual leave: 5 weeks
  • Study leave: 13 days
  • Sick leave: 28 days

Levels and base rates (VIC)

LevelBase salary
Intern $83,409
Resident - Year 1 $88,701
Resident - Year 2 $96,158
Resident - Year 3 $96,158
Registrar - Year 1 $126,333
Registrar - Year 2 $133,543
Registrar - Year 3 $138,632
Registrar - Year 4 $145,578
Registrar - Year 5 $169,157
Registrar - Year 6 $177,622

Worked examples (VIC)

Intern

  • Roster: 38h/wk, some evenings, one weekend shift/month, some public holidays.
  • Includes: penalties for nights/weekends; occasional overtime, four weeks of leave.
Gross Income: $94,916
Net Income*: $69,567

RMO

  • Roster: ~40–44h/wk, some evenings/nights, 2–3 weekend shifts/month, some public holidays.
  • Includes: penalties for nights/weekends; occasional overtime, four weeks of leave.
Gross Income: $112,250
Net Income*: $78,754

Year 3 Registrar

  • Roster: 45–55h/wk, every second weekend, some public holidays, overtime most weeks.
  • Includes: mix of nights/afternoons and ~5 weeks of leave (annual + study).
Gross Income: $206,633
Net Income*: $122,714

* After tax and HECs repayments have been deducted

FAQ

What is the difference between Gross and Net?

Gross pay is your total earnings before anything is taken out (base pay + penalties + overtime + allowances). Net pay (take-home) is what you actually receive after deductions like tax and HECS/HELP withholding.

How is HECS/HELP calculated?

From the 2025–26 income year, compulsory HECS/HELP repayments use marginal rates — meaning you only pay the higher rate on the part of your income above each threshold.

  • $0 – $67,000: Nil
  • $67,001 – $125,000: 15c for each $1 over $67,000
  • $125,001 – $179,285: $8,700 + 17c for each $1 over $125,000
  • $179,286 and over: 10% of your total repayment income
How do I increase my income?

The biggest levers for junior doctor pay are:

  • Roster mix: more nights/weekends/public holidays usually increases penalties.
  • Overtime: paid at higher rates (but comes with fatigue risk).
  • Allowances: if your role attracts them (on-call/call-back, specific units/sites).
  • Salary packaging: can improve take-home without changing hours (if eligible).
  • Progression: moving up levels (intern → RMO → registrar) increases base rates over time.
What is salary packaging?

Normally: you get paid → tax gets taken out → you spend what’s left. Salary packaging lets you use some of your pay before tax for approved expenses, so less of your income is taxed. It’s not “free money” — it’s a tax benefit available to many healthcare workers because of special rules.

How much can you salary package?

Typical caps (varies by employer/provider):

  • Living expenses cap: about $9,010 per FBT year (FBT year runs 1 April to 31 March)
  • Meal entertainment cap: up to $2,650 per FBT year (often via a meal/entertainment card)

A common “headline” maximum is ~$11,660 per FBT year packaged if you’re eligible for both and your employer allows both.

Sources and disclaimer

Estimates only; confirm with the state/territory award/EBA and your employer’s HR/payroll.